Career
experiences

Credit risk management

DRESS:
Semi formal

LOCATION:
1 First Place, Bank City

ENVIRONMENT:
Motivated, young and dynamic teams, busy, deadline driven, prove yourself, new projects from FNB Retail perspective, ask many questions.

BENEFITS:

• Interaction with many business stakeholders across the various portfolios in FNB Retail
• Exposure to credit models (both capital and provisions)
• Partaking in portfolio and technical credit committee meetings.

FOCUS AREAS:

• Build the credit risk regulatory capital models for various portfolios across FNB Retail
• Run and assess the provision models for various portfolios across FNB Retail
• Report the consolidated monthly reports for all portfolios across FNB Retail which are sent to the SARB
• Monitoring of credit risk model output (capital and provisions) on a monthly basis
• Attend credit portfolio committees as well as credit technical committee meetings
• Research industry best practice

Commercial property division

DRESS:
Smart casual

LOCATION:
The Spaceship Building (Fairlands)

ENVIRONMENT:
Friendly and extroverted, don’t take a back seat, fast paced, jump right in, speaking to anyone and everyone.

BENEFITS:

• Shadow actual dealmakers
• Interaction with clients
• See how to submit finance applications

FOCUS AREAS:
Commercial property term loans and residential and affordable housing.

FNB Homeloans

DRESS:
Semi formal

LOCATION:
The Spaceship Building (Fairlands)

ENVIRONMENT:
Four dedicated teams (collections, operations, reporting and commissions teams), friendly, fast paced, open minded, with a soccer team and gym you can join, specific tasks.

BENEFITS:

• Excel skills and legal knowledge
• Details on how to buy properties
• Quick-sell
• SIEs
• Tools
• PIP queries
• Daily recons
• Buying transactions
• Profit calculations
• CEO reports
• HFM Validations

FOCUS AREAS:

• Home finance for individuals
• Home owners cover
• Properties in possession
• Forecasts
• Budgets